# Bad credit car leads Yes. AceLeads supplies bad credit car leads: UK drivers who have told us their credit is poor, thin or previously declined and who want to lease or rent a car. Cars make up roughly seven in ten of our adverse-credit enquiries and most are personal rather than business. Each lead states the budget, the term, the region and the credit position as the driver described it. AceLeads introduces the enquiry only and is not a lender, broker or credit intermediary. ## Overview [object Object] ## Buyer intent signals - [object Object] - [object Object] - [object Object] ## Built for all-credit car desks - All-credit and sub-prime car dealers - Non-prime lender panels - Car rental and flexi-hire fleets - Independent dealers with in-house options - Brokers with second and third-tier funders - Guarantor and specialist motor desks ## What each lead includes - Contact details, with a mobile that answers - Credit position as disclosed: adverse, thin file or previously declined - Personal or business applicant - Car type, and any make or model interest - Lease, longer-term rental, or open to either - Monthly budget as a figure - Term and annual mileage where given - Deposit or upfront amount where stated - Timeframe, and region or full postcode ## Filter these leads by - Credit tier - Monthly budget - Personal or business - Term - Region ## Market context [object Object] ## Why AceLeads [object Object] [object Object] [object Object] [object Object] ## Frequently asked questions ### How do you know the credit is bad? Because the driver told us when they enquired. We record what they disclosed, whether that is adverse credit, a thin or empty file or a previous decline, and pass it to you as stated. We do not run searches, score anyone or verify it, so treat it as their own account and run your own checks as usual. ### Is AceLeads regulated for this? AceLeads introduces the enquiry and nothing more. We are not a lender, credit broker or credit intermediary, we give the driver no advice and we make no funding decision. HDCH Limited, trading as AceLeads, is not authorised by the Financial Conduct Authority. Any regulated activity sits with you under your own permissions. ### Are these leases or rentals? Both, and a lot of drivers are open to either. Where somebody has specifically asked about leasing or about a longer hire, it is on the lead. Where they have not, that flexibility usually works in your favour, because you can offer whichever route your panel can actually fund. ### What sort of budgets are we talking about? The stated monthly budget across our adverse-credit book averages over £500, and the large majority are above £400. Budget is captured as a figure rather than a band, so you can judge fit immediately. ### Do they have a deposit? Some do, and it is captured where they have told us. It matters more here than in prime, because a larger upfront payment is often what turns an unfundable lease into a workable rental or flexi-hire agreement. ### Can I take personal only, or business only? Yes. Roughly five in six of these drivers are personal rather than business, and the applicant type is on every lead, so you can filter to whichever your desk handles. ### How quickly do they reach me? In real time. Leads land in your portal as soon as they are verified and matched to your criteria, and you can switch on alerts so one reaches you immediately. These drivers have often been declined elsewhere that same week, so a fast answer matters. ### What does it cost? Nothing to browse or reserve. You pay an agreed fee only when a lead converts, with no contract, retainer or monthly minimum. See our pricing page for detail. --- Source: https://aceleads.co.uk/bad-credit-car-leads Last reviewed: 2026-08-13 Contact: info@aceleads.co.uk AceLeads is a UK-registered business.